Answer: The premium you pay is a direct reflection of your driving record for the past three to five years depending on the insurance company. Insurance companies order driving records from the DMV of your residence state and from other states where you've been licensed. Statistics show that drivers with tickets and accidents are more likely to have accidents than drivers with clean records.
Why is it harder to get insurance if drivers in my household have bad driving records?
Answer: Many companies will not insure you if you live with a relative who has a poor driving record. If your teenager has a poor driving record, you may have trouble getting a preferred rate because he or she is defined as an "insured" under your policy.
Some companies will exclude this person by name from the insurance policy. Many companies will not insure anyone in the family unless every driver in the household meets their requirements.
Thursday, December 24, 2009
Subscribe to:
Post Comments (Atom)
Links
Popular Posts
-
Car insurance UK is a service which is mighty popular in UK. The reason for it is very simple. In case of damage of a car this often is th...
-
More and more people are turning to hybrid cars these days because of their promise of lesser fuel consumption and environmental friendlines...
-
If you are a newbie in insurance policies, it is best to be educated on the subject. There are many myths and realities in dealing with insu...
-
Every time gas prices are raised our problems seem to rise with them, the more expensive gas means less trips or more money out of pocket. T...
-
Nothing makes a day go from bad to worse or even from great to bad than getting a speeding ticket. You could be having the best day ever. Ge...
-
Body kits are words that most car enthusiasts have heard of. For those of you who may be in the dark about what these words mean wait just ...
-
With the rising gas prices of today many people have begun to look for an alternative way to put fuel in their cars . A biodiesel kit fits t...
-
VERY USEFULL INFORMATIONS If you have never lived in a cold climate, you probably haven't had to deal with driving and handling a car ...
-
Car Insurance provides cover for vehicles against financial loss and damage caused in accidents. The degree of protection that you can get ...
-
In their latest comparison test, which this time involved two hot hatches, the Brits from Autocar have pitted the Renault Clio Cup against t...
0 comments:
Post a Comment