Tuesday, November 8, 2011

New Car Search Important Tips to Consider

New Car Search Important Tips to Consider

Conducting a new car search can be complicated. This is because the number of vehicles included on the new car price list of almost every auto maker continues to decrease. In addition to this, there are also a lot of different ways on how to do a search and most of these are also complicated. Due to this, most car finders are having a hard time in searching for brand new vehicles that they could purchase.
In order to help new car finders in doing their own search, this article provides some important tips that should be considered and this includes the following.

1. Check the leading car manufacturer websites

One of the best, if not the easiest, way to search for new vehicle models is to check some of the auto manufacturer websites. Checking the auto maker's website is an easy strategy since this allows a car finder to gain information about the latest automobiles that are released on the market with just a few clicks of the mouse.
In addition to this, checking the vehicle manufacturer websites is a good source of information about the newest cars since auto makers usually promote their latest vehicles on their sites. They also publish the specs, the pricing, and even the available auto financing deals offered for these cars.
On top of that, the vehicle manufacturer websites are also considered as the most credible place to search, since the car makers provide the most accurate details about their cars to encourage buyers to purchase each of these. Each of these sites also provide a detailed list of accredited dealerships that sell their current newly-released vehicles and this is very helpful for individuals who are in search for new vehicle models.

2. Seek the help of popular car finder websites

Aside from the auto manufacturer websites, buyers could also seek the help of websites that offer car search assistance. These websites usually provide information about the latest vehicles on the market for potential customers.
Although, not all of these websites provide the most accurate information about the newest cars that are offered for sale, these could serve as a guide in locating some of the dealerships that are into selling the latest car models. Car finder websites are usually connected to a lot of dealerships and this is an advantage for potential car buyers.

3. Contact or visit some of the local car dealerships

The local car dealerships are also considered as one of the good sources of information about the new car models that are offered on sale for the market. These dealerships are involved in vehicle sales for a long time and they are among the few actors in the automotive market that could help new vehicle buyers.
Local car dealerships could offer the best information about the new vehicle models since they know which of the vehicles that they sell are considered brand new and those that are previously owned or used cars.
However, car buyers should also practice utmost caution when dealing with local car dealerships since some of these sellers might provide false information to customers just to earn larger profits from them. They could mislead customers and encourage them to purchase reconditioned vehicles sold at inflated prices.
Marty Bay is an Automotive Journalist and publisher, widely known as a contributor writer, editor, and publisher for some well-known Automotive Properties in the US like Car Finder, Auto Financing, and AboutCar to name a few. His expertise is in writing news and publishing content that would help new car finders, and buyers seeking information about auto financing and other new car related offers, deals, and changes in the industry. He also specialises in producing and publishing New Car Buying Guides for various automotive websites in the United States(America)

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Detroit 2011: Ford Focus 2012 Electric comes to Europe

Ford yesterday in advance of the Auto Show in Detroit presents the Ford Focus Electric. The vehicle is to be introduced in the second half of 2012 in North America and comes to Europe. With technical details of the Ford holds back a bit. Thus, the range is specified for the time being to be sufficient for daily driving habits "normal U.S. and European users. What is certain is that coupled with a 1-speed electric motor is designed for a speed of 136 mph.

 http://www.speedflux.com/wp-content/uploads/2011/01/focus-ev-2012.jpg
 Ford Focus 2012 White
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 Ford Focus 2012 White
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 Ford Focus 2012 White
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 Ford Focus 2012 Yellow
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 Ford Focus 2012 Pictures
ford focus cars

A complete charge cycle of articles for the American market models will accept a 240-volt charging station only three to four hours. supplied as standard is a 120-volt cable for the household connection. An intelligent energy management based on Microsoft also charges the battery just to request if the current is very cheap.
During operations, Ford relies on modern electronic communication. The driver is informed not only on the charge of the lithium ion battery, the available range and the distance to the nearest charging station, it learns as well as the current consumption of the air conditioning affects the rest of the range. In the form of stylized butterflies shows the right display in the instrument panel the efficient or less efficient use of the automobile to. As another example, the data obtained by the new brake energy regeneration kilometers and displayed by the electric drive saved liters of fuel. Navigation is also designed to the specific requirements of an electric vehicle, and warns, among other things, if it is critical to achieve the target with the remaining residual energy. The system then recommends where appropriate, a more fuel-efficient "eco" route.

In North America can own a Ford Focus Electric wealth of information about your phone or mobile call from a distance, such as a message to terminate the charging process or the current status of range.

The basic equipment of the Ford Focus Electric has 17-inch wheels, Audi conditioning, navigation system with voice control, KeyFree-start function and a split folding backrest. Ford builds the Focus Electric, first in Wayne, Michigan. The local plant derives some of its electricity from one of the largest solar power plants in the country. Where are the European units will be manufactured will be decided in the coming days. (Ampnet / jri)

Ford Motor Company unveiled the all-new Ford Focus Electric - the company's first-ever all-electric passenger car. The zero-CO2-emissions, gasoline-free version of Ford's popular small car is the flagship of the company's growing fleet of hybrid, plug-in hybrid and all-electric vehicles coming to North America and Europe by 2013.

"Ford Focus Electric is the flagship of our new family of electrified vehicles, showcasing our commitment to offer consumers choice when it comes to fuel-efficient or fuel-free vehicles," said Derrick Kuzak, Ford group vice president for Global Product Development. "Its advanced powertrain will deliver significant energy efficiency advantages and zero CO2 emissions without compromising driving enjoyment. And its suite of smart driver information technologies will transform the way customers think about energy usage and their transportation needs."

The Ford Focus Electric will launch in late 2011 and is designed to offer enough range to cover the majority of daily driving habits of Americans. It will offer a mile-per-gallon equivalent better than Chevrolet Volt and competitive with other battery electric vehicles.

A full recharge is expected to take three to four hours at home with the 240-volt charge station - half the charge time of the Nissan Leaf.

Ford Focus Electric introduces new features and technologies - including a unique version of the MyFord Touch driver connect system especially for electric vehicles, a new value charging feature powered by Microsoft and a smartphone app called MyFord Mobile that helps plug-in owners control their vehicles remotely.

2012 Ford Focus Electric

The sleek and stylish five-door hatchback leverages Ford's global C-car platform shared by the gasoline and diesel-powered Focus models, which debuted at the 2010 North American International Auto Show and were launched at the Paris Motor Show in September 2010.
Both Focus gasoline and electric variants to be sold in North America will be built at Ford's Michigan Assembly Plant in Wayne, Mich., with production powered in part by one of the largest solar energy generator systems in the state.
Ford Focus Electric is one of five new electrified vehicles included in Ford's electrification strategy. Initial deliveries of Transit Connect Electric began in North America at the end of last year and the vehicle will be launched in Europe later in 2011.
A real car
Not only is Ford Focus Electric designed to provide outstanding energy efficiency and reliable operation, it also delivers real driving enjoyment. The all-electric powertrain and single-speed transmission provide immediate responsiveness and smooth acceleration when the driver pushes down the accelerator, up to a top speed of 84 mph (136 kph).
Much of Ford Focus Electric's steering, handling and braking feel is shared with the agile, sporty, fuel-powered Focus models upon which it's based, making Focus Electric a dynamic driver's car. At the same time, the absence of a gasoline or diesel engine and outstanding aerodynamics lead to a remarkably quiet, comfortable in-car experience.
"More than any other electric vehicle on the market, Ford Focus Electric loses none of the dynamics and quality of driving a traditional car," said Sherif Marakby, director of Ford's electrification programs and engineering. "It shares many of the same premium components and features as its gasoline-powered counterpart, while delivering distinct efficiencies and a uniquely exciting driving experience."
Ford Focus Electric offers a host of standard safety and security features including six airbags and electronic traction control, along with hands-free SYNC® telephone connectivity and MyKey® for North America. Extensive eco-friendly materials, such as bio-foam seat cushions and recycled fabrics also are featured in the vehicle.
Other standard features on Ford Focus Electric for North American customers include a unique execution of MyFord Touch driver connect technology, 15-spoke 17-inch aluminum wheels, a 60/40 split rear bench seat, push button start, AM/FM/CD/MP3 Sony® Audio with nine speakers, Sirius® Satellite Radio with Travel Link, HD Radio™ and voice-activated Navigation System.
Plug and play
Future owners of the Ford Focus Electric will likely recharge the car's advanced, Ford-engineered lithium-ion battery pack at home on a daily basis, using the recommended 240-volt wall-mounted charge station that will be sold separately or the 120-volt convenience cord that comes with the vehicle.
When plugged in, the Focus Electric onboard charger converts AC power from the electric grid to DC power to charge the liquid-cooled/heated battery pack.
"We're very excited about the potential of Ford Focus Electric in the marketplace. With so many of us accustomed to recharging mobile electronics on a daily basis, we're confident our customers will take to the vehicle recharging process just as easily, because that's exactly what it is - easy," said Nancy Gioia, Ford director of Global Electrification. "Not only have we made the practice of plugging in simple and straightforward, we're working with leading technology companies and the utility industry to make the EV experience empowering and engaging."
An empowering experience
Ford Focus Electric owners will be provided with a suite of driver information systems - on-board and off-board - designed to help them manage the recharge process, manage the most eco-friendly route on-board, monitor battery state of charge and maximize energy efficiency to optimize their driving range. This carefully engineered set of tools is designed to give Focus Electric the edge over competitive products, providing new electric vehicle owners the information they need to enjoy all the freedom gas-free driving has to offer.
Among these tools is a unique execution of MyFord Touch driver connect technology. Thoughtfully developed for electric vehicle owners, it offers innovative presentation of vehicle information, such as battery state of charge, distance to charge point, the corresponding range budget and expected range margin. The system's MyView feature allows drivers to access even more vehicle data including the electrical demands of vehicle accessories such as air conditioning, which can impact driving range.
Just as the growing leafy vine of first-generation SmartGauge™ with EcoGuide represents fuel efficiency in the Ford Fusion Hybrid, the cluster display in Ford Focus Electric uses blue butterflies to represent the surplus range beyond one's charge point destination - the more butterflies there are, the greater the range.
Ford designers were inspired by the phenomenon known as "the butterfly effect," in which a small change, like choosing to drive an electric vehicle, can have an enormous impact. To reinforce the message, at the end of each trip a display screen provides distance driven, miles gained through regenerative braking, energy consumed and a comparative gasoline savings achieved by driving electric.
The cluster is also integrated with the MyFord Touch map-based Navigation System using the vehicle's center stack 8-inch touch screen. After adding their driving destinations, including their next charge point, into the vehicle's Navigation System, the vehicle will coach drivers on how to achieve the desired range - or if travel plans need to be adjusted. The on-board Navigation System provides an EcoRoute option based on characteristics of efficient EV driving.
Remote control
Off-board, Ford Focus Electric owners in North America will be able to maintain constant contact with the car anywhere they have mobile phone access using the Ford-developed MyFord Mobile app.
MyFord Mobile is an app that enables access via a smartphone or web-based interface to:
  • Receive instant vehicle status information
  • Perform key functions remotely
  • Monitor the car's state of charge and current range
  • Get alerts when it requires charging or has finished charging
  • Remotely program charge settings and download vehicle data for analysis
The feature also allows the owner to program the vehicle to use electricity from the grid to heat or cool the battery and cabin while plugged in - called preconditioning. For example, during hot summer months, owners can preprogram the car the evening before to be fully charged - and fully cooled to a particular temperature - by a certain time the following morning. Users can also locate the vehicle with GPS, remotely start the vehicle and remotely lock and unlock the car doors.
Working with MapQuest®, MyFord Mobile can communicate charge station and other points of interest to Ford Focus Electric using SYNC's Traffic, Directions and Information (TDI). Turn-by-turn guidance is provided by the in-car map-based Navigation System. Drivers can also get up-to-date charging station information in their vehicle directly through SYNC TDI simply by connecting to SYNC Services.
Value charging
The new Ford Focus Electric offers a unique value charging feature, powered by Microsoft, to help owners in the U.S. charge their vehicles at the cheapest utility rates, lowering the cost of ownership.
"Value charging allows our customers to reduce their electricity costs by taking advantage of off-peak or other reduced rates from their utility without a complicated set-up process," said Ed Pleet, manager, Ford Connected Services Organization. "This is a 'set it and forget it' approach for the customer to reduce energy cost."
The tool is designed to help customers avoid unnecessary expense by providing an optimized charge. In the future, these smart charging habits will help utility companies understand and better manage the demands placed upon the electric grid because of electrified vehicles.
Getting charged up
Ford Focus Electric owners are likely to handle one of the vehicle's charge cord connectors two or more times each day. That's why Ford worked with supplier Yazaki to provide an industry-standard five-point plug that is ergonomically comfortable to hold as well as durably and distinctively designed.
The plug handle uses a matte-finished black rubber that allows for a comfortable, non-slip grip. The plug head is shielded with a protective glossy white plastic.
When the cord set connector is plugged into the vehicle's charge port, which is conveniently located between the driver's door and front wheel well, it activates a light ring that loops around the port twice in acknowledgement of connectivity. The light ring then illuminates in quadrants as the vehicle charges. Flashing quadrants represent charge in progress and solid-lit quadrants show stages of charge completion. In the unlikely event of a fault, the entire ring will flash. When the entire ring is solidly lit, the vehicle is fully charged.
Batteries included
Focus Electric will be powered by an advanced lithium-ion battery system engineered by Ford in cooperation with supplier LG Chem. The battery system utilizes heated and cooled liquid to help maximize battery life and fuel-free driving range.
Thermal management of lithium-ion battery systems is critical to the success of pure electric vehicles. Ford Focus Electric uses an advanced active liquid cooling and heating system to precondition and regulate the temperature in its larger, more complex lithium-ion battery system.
The active liquid system heats or chills a coolant before pumping it through the battery cooling system. This loop regulates temperature throughout the system against external conditions. On hot days, chilled liquid absorbs heat from the batteries, dispersing it through a radiator before pumping it through the chiller again. On cold days, heated liquid warms the batteries, gradually bringing the system's temperature to a level that allows it to efficiently accept charge energy and provide enough discharge power for expected vehicle performance.
"Ford Focus Electric is the culmination of years of research and development," said Kuzak. "More importantly, it's the start of an exciting new era for Ford and our customers."

The Lamborghini Aventador with little camouflage

lamborghini cars 2011

Lamborghini Murcielago The replacement has finally arrived, many know him as Jack others think it is called throwing, but the company has not yet confirmed the name. However, already here and we can see, thanks to some spy photos with little camouflage and in all its glory.

These pictures were ever published in the social network Facebook, which were taken in an exclusive event restricted to a privileged few, and we have to thank one of them could not resist the urge to take some photos of new sports popular brand.

lamborghini murcielago 2011

According to the last detail the car would have an output of 700 hp, but would reduce emissions by 20% and consumption, for more details and other features of the car have to wait until the Geneva Motor Show, an event which will be presented for the first time.

BMW makes their cars on a diet with carbon fiber

BMW Cars have decided to diet to all of its cars, is known as the Blog Coach brand and is considering seriously to progressively many of their models end with the sole purpose of having the central cell in carbon fiber, which would that their cars are much lighter.

BMW Car Models

Although it is a good alternative to know that we have carbon fiber in their cars also creates certain risks and problems for the company, one of them is the theme of recycling.
However it may be that BMW Car Models would dare to turn their cars and perhaps become the first brand to be exclusive carbon fiber.

For now, the first car to start with a shift towards the carbon fiber is the megacity, which will feature large-scale technology. We're eager to see.

Friday, September 9, 2011

Advantages of one day auto insurance

Advantages of one day auto insurance The British government was illegal to drive on public roads in 1930. Since then, the law has changed in this regard, very little. Auto insurance is still needed, and of course the U.S. is similar to the law. Almost every state in the United States has done the compulsory insurance. In the UK a person has third party insurance against damage or loss, at least. Third party cover if you cause injury. You pay for the damage caused to you and the rest of the vehicle and other persons in an accident.

Although not required to have a third party, fire and theft is a very good idea. This is especially true of a nice car that could be chosen by the thieves. Car models that are the oldest fire hazard may also want to have a blanket over them. With any third party fire and theft protection obtained with the same third party fire and theft protection. You do not have to worry if your vehicle is stolen, your insurance company will pay you replacement value. The same is true if your car catches fire.

The more expensive the insurance is to make complete. Almost all of this is covered by insurance. The damage is still involved. You can cause an accident and the insurance company pays to repair the car. Although it is the third most expensive is usually necessary to increase the price if you can afford it. Most of the time, if you pay the installments, the bank requires you to make insurance coverage. Another thing that is generally used in short-term car insurance. This declaration must be done to bring short period of time insurance. You can get the most out of a single insurance policy of 28 days.

It 'the perfect disc just bought the car, or when you lend your car to a friend. Maybe you need to use the van for a few days to move the house. When you buy a short term car insurance will protect you from an accident without having to spend a lot of money. Even if the coverage is usually extended, it is cheaper than replacing the annual policy, borrowed a car.

Another good thing about auto insurance in the short term is that it can prevent any claim of annual passes and the political ruin of the money you save with a discount of any claims. This discount can add hundreds of pounds. If you have had your no claims rule in place for five years or more can save 65% of your bill. Why ruin the chances of the savings by taking unnecessary risks.

When someone wants to borrow the car make sure to buy short-term car insurance, and do not take claims discount intact. Perhaps the family is coming to town to visit, and they need to use the vehicle, while I'm here. Use one day and the insurance covers the car. You could add up to big savings when it comes to compensation claims can not reduce

How to get one day car insurance for your vehicle

Nowadays it is possible to get one day car insurance for your vehicle. This is especially nice when you buy a new car. Instead of having to leave your new car behind for a day or two, until you can get long term insurance on it, you can purchase short term that just lasts a day or two. This will allow you to drive the car home right away and give you time to get more permanent insurance cover.

One day car insurance actually has many uses and it is easy to purchase. All you need to do is go online or make a phone call. You will have to answer a few questions about your driving record and other pertinent information. It is really easy to take care of this online. You can even use a debit or credit card to pay for the purchase. You can let the insurance company know in advance if you want or you can contact them when you need it.

There are a few rules usually, that may apply. In most cases you will have to be at least 25 years old and have been driving for a certain number of years. You may have to have a driving record that is pretty clean, no marks or very few marks. Sometimes insurance companies will not allow certain cars. Ones that you may have difficulty with are cars with modifications. The insurance companies are in control of these rules and some may have different rules. These requirements are all about limiting the risk to the company, while making the process of getting cover as simple as possible.

Some of the best times to use one day car insurance are when your relatives are coming for a visit and will need to use your car, when you need to borrow someone's car for a day or two, when you go on holiday and want someone to help you drive.

Usually one day car insurance is comprehensive cover and will cover just about any eventuality. It will cover your vehicle and the other vehicles that may be in an accident with you. It will cover everyone's injuries and it will pay for theft of the vehicle. This is a good way to keep your annual policy low. When you have a no claim discount on your regular insurance it will not be affected if you put in the claim on one day insurance. Since your no claim discount can add up to as much as 65% discount it is nothing you want to risk losing.

Car insurance is mandatory in the UK and the US. Every vehicle on public roadways must be insured. It does not matter how old you are or how long you have been driving. There are no exclusions. Make sure you have insurance on your new vehicle when you drive it home. You can purchase one day car insurance for a day or a month. There are a limited number of days that you are allowed to get short term car insurance, however. If you want to save some money then you really should contact an insurance agency and check the prices of the short term insurance.

Insurance is good coverage on their car

Everyone needs a good coverage on their car. This is known as auto insurance or French, auto backup. Differently there. In addition, different people will be charged in different ways a number of factors. Finding the right coverage is easy.

It is illegal to drive an uninsured vehicle. Some people may try to run outside. This is a bad idea, because getting caught would end up costing more in legal fees. There is some very affordable coverage, but must first decide which type is most ideal.

The cheapest type is a liability. This is the simplest. It only covers damage done nothing of the vehicle. Do not pay for the damage made the car insured. Payment for injury or medical expenses can be scarce.

At the other end of the spectrum is Umbrella Insurance. That kind of covers all accidents. Not surprisingly, the most expensive.

There are other things to consider beyond the costs and the environment. Some regions have a high rate of auto theft. In this scenario a person wants to protect that. A person may also want coverage against theft if they have a sound system or an expensive luxury car.

The prices are not only different in terms of insurance, but also about who is to get insured. Agencies to periodically check the driving records and people who are at high risk will be charged more. Some things can be done for them cheaply.

One of the high-risk drivers, which is a great bonus for new drivers. This is only because of their inexperience, and that the agency has no previous record to assess their driving skills. Other people who have high insurance premiums are the people who are caught driving under the influence of drugs and alcohol are the people who have received a lot of tickets.

There are ways for these people to lower their rates. One way is to take lessons to improve your driving skills while driving. Most young drivers can reduce their prices to get good grades. This is because students who are in higher grades were found to be more responsible drivers.

There are a number of different forms of insurance. One way is becoming very popular is to go online and get a free estimate. In this way, does not take much time to get a number of different estimates.

Car Insurance for Low cost but high advantage

Car Insurance for Low cost but high advantage In today's economy, everyone is looking for ways to save money. Many people look at the car cover as a necessary evil. The state requires you to wear it, but it may seem that if you get something in return. The trend may be looking for a cheap car insurance and pay as little as possible for her. The reality is that you may have to buy more coverage rather than less.

Chances are you will be involved in an accident. It does not matter how good a driver you are, because there are many others on the road, it is not. Any number of distractions can cause someone to lose focus for just a few seconds, which is all you need to make a mistake that could be critical. Almost everyone will be involved in at least one event a point in their lives, and often it will be more than one.

If you are responsible for the death or injury to others, you will pay. It will not make a difference why the accident happened, or what event caused the loss of control, if the accident happens to be your fault, you are responsible. This liability could amount to thousands of dollars.

You could lose everything if you have adequate coverage. A simple Fender Bender could easily be covered with basic protection. However, if you are responsible for an incident involving several vehicles, or for injuries or deaths that result, insurance coverage may be exhausted and have to come to rest.

Your coverage also protects against events beyond their control, like an animal running in front of your car, or damage to your vehicle while in a park or the street. Acts of nature such as hailstorms, tornadoes, floods may also result in a loss for you. By protecting against all odds you can be ready if something were to happen.

Accidents happen, regardless of their best efforts to prevent, the key is to be prepared for the necessary protection to cover possible situations. Buying insurance, so you can pay to make sure you are not left in ruins due to a simple mistake or miscalculation or action of another person. Cheaper is not always better.

See how easy it is to find low cost ins policies today. You can get details about the pros and cons of investing in a cheap car insurance now

Cheapest Auto insurance you can afford

Cheapest Auto insurance you can afford If you are young and have a car, get it guaranteed to be a nightmare. Young drivers perceived as high risk drivers because of their inexperience behind the wheel and because of their premiums are sky high. Some youth are lucky to have parents who are willing to ensure their car for them can save them thousands of pounds in insurance each year. Others on hand will have to swallow the bitter pill and pay their own insurance. Or worse, choose to drive without insurance at all.

The average price of young male driver insurance is £ 4000 a year and a young female pilot at about 2000 pounds, so if you have secured your vehicle is important to find the cheapest deal out there. What opportunities do you offer depends on how much you are young and the price of the car, but also what kind of vehicle you own. So it is important to make sure you have the right car for the best deals. If you are between 17-18 years and cost between £ 600 and car £ 10,000, these are the five cars you should choose the best offer of insurance:

1. The new Ford Ka is the cheapest car to convince young drivers. The average altitude is about 1650 pounds a year. Old Ford Ka models is the second cheapest car insurance for young people, the average cost of £ 1780. For an older model in just 300 pounds, but the 2011 model costs from € 7400.

2. Peugeot 107 is the cheapest car to carry out the third 17-18 years at a cost of £ 1,994 per year. And buying a used from a dealer you should expect to pay around £ 2600 for a 2006 model. Interestingly, the same car as the Citroën C1, but £ 300 cheaper than the Citroen to secure.

Third fourth cheapest car to insure is tiny Daewoo Matiz, which is essentially a city car. The average cost of insurance was quoted at £ 2258.

4th But if you want something cooler than what was previously mentioned, the new Mini One be just the thing. Insurance costs average £ 2269 and a 2003 model will cost around £ 2500 for a dealer.

So if you have to pay for your car insurance yourself, be sure to choose a car you can afford to maintain and perhaps try one of the above. To see the new and the old model Ford Ka, Kent is an area where you will find several dealers.

Amy Sawyer is a branch of online marketing is investigating

Sunday, June 12, 2011

3 BEST AUTO INSURANCE BY REVIEWS

3 BEST AUTO INSURANCE BY REVIEWS number 1 Amica Mutual Auto Insurance

Reviewers say Amica Mutual is the best auto insurance -- if you qualify. Customers say Amica is very picky about its clients, shying away from those who pose much risk. Drivers who've had several accidents or tickets will probably have better luck with a huge company like State Farm, experts say. But State Farm -- like the vast majority of auto insurers -- gets lower ratings than Amica for price and customer satisfaction. Reviewers and customers say Amica offers the total package: great car insurance rates, helpful customer service, hassle-free claims and long-term stability. Amica is America's oldest mutual auto insurer and is named an accredited business at the Better Business Bureau with an A-plus rating. Although Amica has scattered regional offices, it does most of its business over the phone. One other insurance company, USAA, gets similarly superb ratings, but it's open only to military families.

J.D. Power and Associates provides the best overview of Amica Mutual, rating it (and 33 other companies) on 15 measures based on large consumer surveys. ConsumerReports.org also compares Amica with 21 other companies based on reliable surveys, but the report is only available to subscribers. The Better Business Bureau rates Amica's trustworthiness, and the New York State Insurance Department ranks it against 39 other auto insurers based on customer complaints filed there. We found plenty of consumer reviews at Epinions.com, positive and negative. Amica earns an "OK to buy" rating at the website Fight Bad-faith Insurance Companies, but the site gives only vague information about how that rating is calculated -- and no information about who runs the site.

Pros

* Outstanding customer service
* Pays claims promptly
* Low prices
* Better Business Bureau accreditation
* Serves all states except Hawaii

Cons

* Very picky about clients, reviewers say
* Few local agents



1. J.D. Power & Associates

Amica Mutual ranks at or near the top of every J.D. Power and Associates insurance survey. Customers give it high marks for price, claims and service, but Amica does lose points in the local-agent category as it does most of its business over the phone.

Review: Insurance Ratings, Editors of J.D. Power and Associates

2. ConsumerReports.orgDetails/Subscribe

Amica Mutual is one of 22 car-insurance companies rated in this most recent ConsumerReports.org survey. Editors rank the companies from best to worst based on a survey of 28,241 people who filed claims with their auto insurers between January 2006 and June 2009.

Review: Auto Insurer Ratings, Editors of ConsumerReports.org, Oct. 2010

3. Better Business Bureau

Amica Mutual has been an accredited business with the Better Business Bureau since 1957, and it earns the highest grade of A-plus on its trustworthiness. This report includes general information about the 23 Better Business Bureau complaints filed against Amica within the past three years and how Amica handled them.

Review: BBB Business Review Reliability Report for Amica Mutual Insurance Company, Editors of Better Business Bureau

4. New York State Insurance Department

Amica Mutual is one of three auto insurers that have topped this chart for four years running. The chart shows the number of complaints that New York regulators have upheld against 40 major auto insurers, relative to their size.

Review: 2010 Annual Ranking of Automobile Insurance Complaints, Editors of New York State Insurance Department

5. Epinions.com

Amica earns an average of 3.5 out of 5 stars from more than 40 consumers here. It gets a lot of 5-star ratings full of praise, but several reviewers say they've had claims problems and rate hikes, and that Amica found them too risky to cover.

Review: Amica -- Auto, Contributors to Epinions.com

6. Fight Bad-faith Insurance Companies

Amica is one of only three insurance companies rated "OK to buy" at this website, which puts 100 insurers into Hall of Fame and Hall of Shame categories. FBIC says it's a nonprofit, but it gives no information about who runs it.

Review: FBIC Ranking 100, Editors of Fight Bad-faith Insurance Companies



3 BEST AUTO INSURANCE BY REVIEWS number 2 USAA Auto Insurance



If you're in the military, reviews say you've got the best auto insurance option anywhere. The United Services Automobile Association (USAA) tops just about every auto insurance ratings chart there is. It's financially strong, earning the highest possible scores at all five ratings services (Moody's, Standard & Poor's, A.M. Best, Fitch Ratings and Weiss Ratings). Customers say USAA reps are extremely helpful, and most report no problems with claims, although a few claimants say they've gotten a runaround from USAA. Reviews praise USAA's low prices, but it's also a favorite among wealthy military and former military clients. However, only current or former military personnel are eligible, as are the children of policyholders.

J.D. Power and Associates provides the most thorough analysis of USAA, ranking it against 33 other insurers based on 15 criteria (including price and overall claims experience) from thousands of owner surveys. ConsumerReports.org does similar rankings, but you must be a subscriber to read them. The New York State Insurance Department ranks USAA against 39 other auto insurers based on customer complaints filed there. Weiss Ratings lists USAA among the top auto insurers based on its financial strength. Epinions.com has lots of consumer reviews for USAA, positive and negative.

Pros

* Helpful customer service
* No-hassle claims
* Low prices
* Exceptional financial strength

Cons

* Open only to military families



Where to Buy

* Check rates at USAA



1. J.D. Power & Associates

USAA earns the highest possible ratings in nearly every category in J.D. Power and Associates' latest insurance survey of more than 25,000 policyholders. However, USAA is only open to military families.

Review: Insurance Ratings, Editors of J.D. Power and Associates

2. ConsumerReports.orgDetails/Subscribe

USAA is among the 22 car-insurance companies ranked in ConsumerReports.org's most recent survey. Editors surveyed 28,241 people who filed claims with their auto insurers between January 2006 and June 2009. Each company is rated on claims problems, non-claims problems and timely payment.

Review: Auto Insurer Ratings, Editors of ConsumerReports.org, Oct. 2010

3. New York State Insurance Department

USAA is one of three auto insurers that have topped this chart for four years in a row. The review ranks 40 auto-insurance companies according to their "complaint ratios" -- the number of complaints that New York regulators have upheld against them, relative to company size.

Review: 2010 Annual Ranking of Automobile Insurance Complaints, Editors of New York State Insurance Department

4. Weiss Ratings

USAA is one of the four financially strongest auto insurance companies in America, according to Weiss Ratings, which is owned by TheStreet.com. ConsumerReports.org says TheStreet.com's financial ratings are more stringent than Standard & Poor's, Moody's or A.M. Best's.

Review: Property and Casualty Insurers, Editors of Weiss Ratings

5. Insurance Journal

USAA is the favorite property/casualty insurer of the wealthy, according to this report on a survey by the Luxury Institute market-research firm. More than 2,100 households with at least $200,000 in gross yearly income and a minimum net worth of $750,000 were surveyed.

Review: High Net Worth Consumers Rank USAA, Chubb, and American Family Top Three P/C Insurers, Editors of Insurance Journal, May 19, 2006

6. Epinions.com

USAA is the most consistently top-rated auto insurer at Epinions.com, earning an average of 4.5 stars (out of 5) from more than 180 consumers. However, a few say they've had bad claims experiences.

Review: USAA Group -- Auto, Contributors to Epinions.com






3 BEST AUTO INSURANCE BY REVIEWS number 3 State Farm Auto Insurance



If other auto insurers won't accept you because you've had wrecks or tickets, experts say you might try State Farm. It's the biggest auto insurer in the U.S. and Canada, and although it doesn't offer the lowest prices, reviews say State Farm is more likely to take a chance on a higher-risk driver than a top-rated, small car-insurance company like Amica Mutual. Unlike Amica and a lot of other insurers, State Farm still works through local agents -- and reviews say some agents are better than others. State Farm gets its share of complaints about poor customer service and wrongfully denied claims. However, it gets better reviews than other mega-insurers like Allstate.

J.D. Power and Associates offers easy-to-read charts showing how State Farm stacks up against 33 other auto-insurance companies, based on customer surveys. ConsumerReports.org conducts its own surveys and puts out a similar chart, but the report is available only to subscribers. The Better Business Bureau and the National Association of Insurance Commissioners evaluate State Farm based on consumer complaints. Epinions.com offers a wealth of consumer reviews, positive and negative. The American Association for Justice, a trial lawyers' group, includes State Farm in its list of America's 10 worst insurance companies, in a study that includes lawsuits and news reports. There are no good insurance companies identified, however, to lend balance to the study.

Pros

* Might be willing to insure higher-risk drivers
* Huge network of local agents

Cons

* Average prices
* Complaints about claims, customer service



1. J.D. Power & Associates

State Farm earns above-average scores for customer satisfaction and average scores for claims service in J.D. Power and Associates' latest surveys. This is the largest ranking of auto-insurance companies that we found. Thirty-four companies are ranked based on a survey of more than 25,000 auto owners.

Review: Insurance Ratings, Editors of J.D. Power and Associates

2. ConsumerReports.orgDetails/Subscribe

Editors rank 22 car-insurance companies, including State Farm, based on a survey of 28,241 people who filed claims with their auto insurers between January 2006 and June 2009. ConsumerReports.org issues scores for each insurer based on claims problems, non-claims problems and timely payment.

Review: Auto Insurer Ratings, Editors of ConsumerReports.org, Oct. 2010

3. Better Business Bureau

State Farm earns a B-plus for trustworthiness at the Better Business Bureau for its headquarters in Illinois. However, each local Better Business Bureau provides its own ratings for State Farm's many satellite offices, which may differ; they're all posted on this website's searchable database, and it's easy to check on your local branch.

Review: BBB Reliability Report for State Farm Insurance Company, Editors of Better Business Bureau

4. National Association of Insurance Commissioners

Regulators across the nation upheld fewer complaints against State Farm in 2009 than the average insurer, according to this searchable database. You can also get a financial profile for each company here.

Review: Consumer Information Source, Editors of the National Association of Insurance Commissioners

5. Epinions.com

State Farm auto insurance earns an average of 3 stars (out of 5) from more than 250 consumers here. Ratings are all over the map, but many of the latest are 1-star reviews from people who say they received poor customer service and were frustrated in attempts to make claims.

Review: State Farm Group -- Auto, Contributors to Epinions.com

6. American Association for Justice

State Farm is the fourth-worst insurance company in America, according to this trial lawyers' group. It says State Farm goes to great lengths to avoid paying claims, especially after disasters like Hurricane Katrina. The American Association for Justice is a lobby group representing thousands of lawyers. Ratings are backed up with research into trial cases, but no good insurance companies are identified to lend balance to the study.

Review: The Ten Worst Insurance Companies in America, Editors of the American Association for Justice

Wednesday, June 1, 2011

Filing Insurance Car does not have to bother

"Now Filing Insurance Car does not have to bother anymore ....

Inevitably, a prolonged economic crisis that happened, it was felt
difficult by almost all sectors of business activity. This condition is becoming increasingly difficult, if companies have to bear the risks that may occur on the assets supporting activities. Therefore, now is the right to transfer this risk to the insurance company as a guarantor risk. But choosing a car insurance is sometimes tricky.

You are looking for and confused in choosing car insurance?, Maybe a little tips below can be considered not forget I attach information / quote for car insurance can be the mother / father learned:


Guide

1. Quality:
Make sure the first insurance that will diipilih including insurance categories that have got prediket Best General Insurance, Indonesian Best Brand Award, Indonsian Customer Satisfaction Award. Because with this certification are clearly indicates that this insurance is reliable, trustworthy, and proven claim responsibility in serving customers.

2. Cost Own Risk (Own Risk):
Sometimes bulak and forth to the garage insurance is also something that makes lazy customers, let alone implement some insurance claim with the payment system OR (Own Risk) or the risk itself that on average there are 100,000 .- based per incident, per impact, and so of course it makes you burdened with having to spend a lot of claims to pay OR if often bulak insurance and forth to the garage that is not necessarily the result of a job shop in customer satisfaction because done by a mock workshop or non-authorized. Sometimes the paint stripes Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. It's good for a very busy and lazy bulak back to the workshop should select the insurance that insurance can receive 1 (one) time only claim but a collection of some conflict / collisions in different events, so maybe in a year just 1 time to garage adequate insurance and pay only once OR your car's body back smoothly because done by a reliable repair shop or authorized repair shop (authorized). Cost-effective and efficient.
insurance car


3. Claim Process:
As to the insurance claim process should be examined first, there are some car insurance which time the customer receives the claim should be straightforward once it is in fact this is must wait surveyornya ready lah, sometimes have to argue was the first time surveyed. Not yet at times it took several days just to wait for SPK (Work Order) issued by the insurance company for the repair shop could fix our car. Things like this sometimes customers feel ignored and a lot of time tebuang just to wait for a paper / letter. Leave a process like this is already old, you should select an insurance claim when an uncomplicated, quick less than 30 minutes SPK is in your hands so you stay menenetukan when to shop insurance.

4. Work:
Many insurance that applies some cheap rate, but what if the workshop is not qualified associates alias mock and not satisfying the customer. Sometimes paint your car look even striped Betong make your car's body image as if it had tremendous impact this would make the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset, do not Sepelekan using dubious insurance services only because of the difference a few dollars only premium price

5. Spare Parts (Spare Parts):
Spare parts are an important part in your car, make sure the insurance guarantees that use original spare parts and warranty. Be careful with this insurance does not guarantee that fatal consequences.

6. Responsibilities of the Third Party (TJH / TPL) and PA (Personal Accident):
This feature should be observed carefully because the time of the incident hit the motorcycle accident samples sometimes - sometimes the 3rd party even more severe damage than us. Here the role of this feature dipelukan, you should select the insurance with the responsibility of third parties are large so you do not tebebebani extra cost. Likewise with personal accident protection features driver / passenger it is also very necessary. Choose the insurance that is included with this feature.

7. Free Services 24 Hour Protection:
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but the service is not satisfactory, not 24 hour service, no telephone service hard to contact even at times no one answered, sometimes Sometimes areas are also very limited protection at all times even just Jabotabek area only. Out of the Greater you can ketar-ketir if there is a problem with your car like a strike on a highway because a flat tire, need a crane, a key miss in the car, ran out of fuel, etc.. Leave these worries, select insurance with 24-hour alertness and wide area protection in Indonesia. So if you are touring out of town as far away as Bali to Medan or do not worry if something goes wrong with your car. This feature needs to be considered for those of you who love to travel far (touring).

8. SRCC (Strike, Riot and Civil Commotion - Riots, Strikes and Riot & Flood):
Features of this insurance highly recommended that to ensure the risk due to the disruption of public order committed by a group of people, as well as measures authorities in action against such interference, whether related to the strike and the barring of work, and bear the civil unrest that political bemotif. Also the expansion of insurance cover loss caused by water overflowing out of the normal limit water rivers, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels. Damage due to flooding include damage to the interior, exterior, dashboard panel, mechanical, electrical and other damage on the vehicle bemotor insured. Select insurance which includes this feature.

9. Flexible In Payment:
Choose a car insurance premium payments flexible, can be made by cash, transfer, or credit card (Visa / Mastercard). This may help your financial management.
Unfortunate that when the unexpected arrival of even more value the losses, make us more confident that insurance protection is absolutely necessary.

Autocillin Classic from ADIRA Insurance, is an automobile insurance product Simple, Unique, & Reliable purposely developed for you, with a wide selection of rates / premiums are affordable, loose coverage / insurance, as well as with the feature / value-added features for your convenience in driving .

Related to the above, we herewith from AsuransiMobilku.com Team wants to help you who always mobile, and busy with daily work routines, and a few have the time to insure his vehicle, we want to offer one: How Easy Car Insurance ONLINE - All Indonesia Through Our Site. With full support from ADIRA Insurance, one of the Top Automobile Insurance prominent today, which is supported by many Branch Office Representative & Repair Network Quality Partners widespread throughout the Region in Indonesia, lets you be more relaxed and comfortable driving on the road for a year !. At this site, you no longer need to come to our office or contact our Marketing Staff, but you just simply asked to fill out Form Insurance Application Filing here (not until 15 minutes), after that we let that take care of the rest ..... ...."

6 Steps to Easy Submission Autocillin Car Insurance

1. Fill out your Application Form Application for insurance on the Quick Links below

2. Autocillin will schedule a survey to your place

3. Survey officers arrived on the date disekapati together

4. Debit Note / Invoice (bill premiums) will be sent to your address

5. You pay premiums to Rek. PT Asuransi Adira Dinamika Bank has appointed

6. After the premium stated in, then the Original Policy issued, and sent to your address. FINISHED.

Friday, April 29, 2011

New York 2011: Nissan Leaf

nissan leaf cars

New York 2011: Nissan Leaf "World Car often the Year"
The Nissan Leaf is "World Car of the Year 2011". In the context of the New York International Auto Show announced the jury's decision to put the electric vehicle through, inter alia, the BMW 5 Series and the Audi A8.

In November 2010, the Nissan Leaf was in Europe was "Car of the Year 2011"award.

nissan cars

2011 World Performance Car, the Ferrari 458 Italia. The design award 2011 World Car of the Year was the Aston Martin Rapide. 2011 World Green Car of the Chevrolet Volt was.

Monday, April 25, 2011

The Origin of Car Insurance

One of the most widespread types of insurances in the world, car insurance is a legal requirement for car owners in almost every country on earth. Car insurance may cover not only all types of physical damage to any vehicles involved in an accident but also the medical expenses of any persons involved in an accident. It may also cover damage inflicted to property in any accident involving a vehicle.
Marine Insurance

The ancient Chinese were the first to come up with the idea of insuring a traveling unit. When the Americas were first being settled, Chinese merchants would often ship huge amounts of valuable merchandise across the Atlantic Ocean. These were dangerous trips with great risks involved and occasionally entire ships would disappear, either having sunk in a fierce storm or having been captured by pirates.

A group of Chinese entrepreneurs began offering insurance policies on ships undertaking these dangerous voyages. In return for a small fee, these entrepreneurs offered to take the risk off the merchants and put it on themselves. They would earn the small fee if nothing happened to the ship, but they would have to pay for any damages inflicted on the ship while under their insurance policy. This became known as marine insurance and is still in practice in many of today’s commercial ports.
The Evolution of Car Insurance

As the use of cars became more and more widespread, policymakers began to adapt the idea of marine insurance to land-based motor vehicles. The government soon decided that it was a risk as well as a privilege to operate one’s motor vehicle on public property. Laws were passed that legally required car owners to purchase car insurance both to protect themselves and others in case of an accident. The first state to mandate car insurance was Massachusetts who, in 1927, made insurance mandatory for all vehicles on their roads. Today, car insurance is mandatory in all 50 states.
The First Car Insurance Policies

The very insurance policy to be issued in the United States was in the early 1800s - nearly a hundred years before motorized vehicles became widespread. In 1895, a company owned by English investors issued the first policy with liability coverage included. Liability coverage was introduced to the United States three years later in 1898. Today, although every state has a different minimum amount of required obligations in their car insurance laws, liability coverage is mandatory in all 50.

Miles Walker is a freelance writer who normally writes feature articles for carinsurancecomparison.org. He recently wrote about California car insurance.

Thursday, April 7, 2011

Ferrari aims to have three cars in F1

Montezemolo is becoming stranger than ever, now wants to have three cars for the Ferrari F1, and not only that, but it has been proposed that only cars "of the good teams, so that only good teams make money, and all pilots have material to compete.

If we see in terms of advertising, the idea might not sound so discriminatory and ridiculous, because we have to focus on the F1 or different skills in reality only serve to generate more publicity for big brands.

ferrari cars
Ferrari aims 3 cars in F1
Besides wanting to incorporate three car teams such as McLaren, Ferrari, Mercedes or any other, has also mentioned that the third party would be operated by satellite, and did not stop there, Luca pointed to two teams in particular: the Chip Ganassi, and Penske.

Something really odd, considering it would be a total loss for small teams, for their part and it seems Ferrari is only thinking of more advertising, especially for North America, United States, as this market is the best of the Italian brand.

We do not know if Montezemolo achieve what occurred, or if you really have what it takes to comply with the above, what we can say is that perhaps come major changes in F1 next season.

Friday, January 14, 2011

Car Tuning: How To Get Better At It

All of us dream of getting good at something we have been passionate about since we were a kid. One such thing would probably have to be car tuning. There are a number of enthusiasts out there that are involved with doing this on their own vehicles. After all, considering how simple and straightforward it is, it would be unwise to have it done for you by someone else. You might want to consider the option of learning more about the concept before you can actually try it out on your own. Listed below are some ways in which you could do this.

Researching about the car

One way that you can significantly improve your knowledge about car tuning would probably be if you research about your vehicle and perhaps learn more about it in the process. This is an important thing to keep in mind about, since you wouldn't want to end up trying something out with half knowledge. Some people spend as much as a year or more learning about their car before trying something on their own. You too could do the same to get better at it and perhaps learn to understand the simple stuff that powers your vehicle.

Getting involved with the maintenance

Car manufacturers provide a maintenance schedule for the reason that car owners know how to take care of their vehicle. Hence, in this manner, car owners can get familiar with car tuning and take care of their car at the same time. This is something worth looking into, even if you are not particularly interested in tuning your car. There are multiple benefits of taking care of your vehicle like intended. It is quite clear that you gain quite a bit by putting in some effort and taking care of your vehicle.

Going to online forums

A shortcut to getting knowledgeable about car tuning would probably be by going to some good online forums and learning more about the vehicles from some of the people in these forums. This too has yielded some good results in the past. You would definitely stand to gain from this and trying it out is highly recommended. Many of these forms are interesting places to go to in order to learn more about your car and also what a particular component does for your machine. It is definitely worth looking into it for any kind of car lover.

Although the online forums are a great idea, do be warned that it need not necessarily be the best one out there. You might want to be a little cautious about this and consider the website that you are going to in order to learn more about car tuning. It is important that the information you obtain is trustworthy and dependable. After all, you wouldn't want to simply complicate things by taking into account something that is not necessarily good for your car. Hence, spend some time and figure out all aspects before you can actually go ahead and try something out.

(ArticlesBase SC #3575329)

Sunday, January 9, 2011

BMW builds electric car in China from 2013

BMW will start from 2013 in China, the mass production of an electric car, developed together with joint venture partner Brillinace. BMW announced this yesterday, CEO Dr. Norbert Reithofer during a visit by Chinese Vice Premier Li Keqiang, in Munich. The guest was briefed by a delegation including the Mini E, the BMW Active E and the technology of the future electric vehicles. BMW wants to work closely with the e-mobility with the Chinese government.

bmw car models

It was developed in cooperation with Tongji University in Shanghai in the first Sino-German research project for electric vehicles, an electrically-powered BMW 5 Series in the long version. Beginning of the year will be tested in addition, the Mini E also in Beijing and Shenzhen. This also applies to the BMW Active E, a pure electric vehicle based on the BMW 1 Series, which this year is in China for use.

The BMW Group produced since 2003 at its Chinese site in Shenyang Brilliance vehicles for the 3 and 5 series. The company had announced in November 2009 to build a second manufacturing plant in China. There is also the future of the BMW X1 will be manufactured. The total investment for the new plant in Shenyang Tiexi in the region totals 560 million euros, the share Brilliance and BMW each half. The start of production scheduled for 2012. It will be created in the coming years, more than 4,000 new jobs in Shenyang.

Thus, the production capacity of BMW in China to rise significantly each year from 2012 to over 150,000 vehicles. In the long term have both works together - depending on market development - with potential for 300 000 vehicles per year.

China is now the third largest market of the Munich car manufacturer. With 152 000 units by the end of November, the annual sales figure for 2010 of 120 000 units was exceeded. Given the strong market growth, the dealer network to be expanded this year in China. (Ampnet / jri)
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